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According to data from Moneyfacts, the average purchase APR (which includes card fees) on credit cards has risen to an all-time high of 31. best travel credit cards canada 1% APR, with the average purchase rate also reaching a record high of 24. best edm song 2017 83% p a In comparison, low rate cards offer standard variable rates as low as 8 9% Many low rate credit cards offer a low rate for