formula 50 30 20

The 50/30/20 rule of budgeting is a simple method that helps you manage your money more effectively. sistem menabung 50 30 20 This basic thumb rule is to divide your post-tax income into three spending categories – 50% for needs, 30% for wants, and 20% for savings This is not a hard and fast rule but a simple guideline that helps you build a financially strong budget